Stop Fraud From Living on Your Consumer Report
When identity theft shows up on your consumer report, waiting makes it worse.
This Consumer Notice of Identity Theft gives you a direct, law-backed way to force action instead of repeating disputes that go nowhere.
You notify the consumer reporting agency that identity theft occurred.
You trigger their federal duty to block fraudulent information.
You put them on a four-business-day clock.
If they comply, inaccurate accounts and personal data stop reporting.
If they don’t, continued reporting becomes documented noncompliance.
That’s where your leverage comes from.
This product helps you:
• Block fraudulent accounts tied to identity theft
• Remove inaccurate personal information
• Preserve a clean record for enforcement or escalation
• Regain control of your consumer file
You are not asking.
You are enforcing rights already written into federal law.
This is not credit repair.
This is not a dispute letter.
This is identity protection with teeth.
CRA Identity Theft Letter Rd 1
Is This Product Right for You?
Use this notice if one or more of the following apply:
• Information is reporting on your consumer report that you never agreed to have reported
• Accounts, inquiries, or records appear without your written authorization or consent
• A company accessed, furnished, or reported your information without permissible purpose
• You did not apply for, open, or authorize the reported account or transaction
• Your personal data is being reported inaccurately, excessively, or without consent
• The issue is identity theft or unauthorized reporting, not a payment dispute
• You have filed or will file an FTC Identity Theft Report to support a mandatory blockDo not use this product for late payments, balances you recognize, or billing disagreements.


.png)